Funds for SMEs

Loans for self-employed persons and SMEs, secure and discreet

As an SME, take advantage of the benefits of a flexible and simple car title loan. You will receive the money immediately, in cash. As a rule, this takes only 24hrs (on business days).

SMEs, self-employed persons, tradespeople and service providers often are only able to get a loan from a bank when things are going well and it’s actually not needed. But when debtors pay reluctantly and salaries and other invoices need to be paid, the needed funds are often not available. It is in these moments that relying on the bank will not help either, because their procedures are long and cumbersome.

Maybe you need cash short-term to pay unexpected tax collection or AHV contributions? Or you need to buy material for the next job while the last one has not yet been paid?

A car title loan for SMEs can be a practical, simple and quick solution in these kinds of situations. Just drop off your vehicle and receive cash immediately. It doesn’t matter whether it’s a van, a business vehicle or anything else. As the owner, you could also get a loan on your private vehicle and use the money for your business. The main thing is: It works, and it’s quick and simple.

The Advantages of a Car Title Loan

  • As a company, receive a flexible short term-loan at transparent terms without the waiting, the bureaucracy and usual securities at banks
  • Bridge a financial bottleneck until the next payment
  • Invest in a project or potential purchase immediately
  • Pay due bills without reminders and threat of execution
  • Receive funds – quickly and simply
  • Pay salaries, despite accounts receivable
  • Keep your creditworthiness – avoid execution and entries in debt registers
  • The loan will not be entered into a debt register like ZEK, CRIFA, SCHUFA, Teledata etc.
  • Repayable anytime, at no additional cost

What are the requirements for a loan as a company?

  • The vehicle you wish to use as collateral must be registered on the company. We cannot accept vehicles that are subject to a lease agreement or any other restriction of title. There must be no < Code 178 > restriction in the vehicle registration document.
  • In the case of company cars, we require a current extract from the Commercial Register which identifies you as authorized representative.
  • If you’re not the authorized representative, we need a written authorisation from the company management which has been notarized within the last 3 months.
  • No ongoing insolvency proceedings.

What sort of vehicles do you accept?

  • All kinds of brands
  • Vintage Cars, Sports Cars
  • Luxury saloons
  • Exotic Vehicles
  • Vans
  • Motorcycles
  • Trucks
  • Caravans, Trailers
  • Boats

What else do I need to know?

  • You can rest assured that your vehicle will be safe in our locked and windowless storage facility.
  • Your vehicle will be insured for the duration of its stay with us.
  • The standard loan period is 3 months, but an extension can be requested at any time.
  • You may redeem your vehicle from us at any time.
  • Our terms are fair and transparent.